Okay, so there are actually a crap load of ways you can do this - some really easy and some pretty complicated.

In this tutorial, I'm gonna show you the easiest way because one step at a time is always better. And also because I may or may not be lazy af...

Anyways, load a plain white or plain black image with the correct dimensions (512x800) in Phonto. I personally prefer a white background, but you might like a black background better. It really just depends on who the graphic designer is.

Note:
If your image is white, apply the text in black! If your image is black, apply the text in white! Because if you don't opposite the colors, this little trick won't work!

Next, the text...
(ayee that rhymed)

Choose your font and type in the title and author! Make sure to enlarge your text where it can be seen and read clearly!

After you're finished, save your product and proceed to load it into PicsArt.

( & remember the saving tips bc quality is everything )

Press the "Add Photo" tab and load the image/texture you'd like to apply to your text! If your background is white, like mine, I would suggest not using a recource with a lot of white or bright colors in it! The same thing applies if your image is black and you think about using dark colors! It would kind of make the text blend in with the background and therefore causing your cover to look like utter crap.

Trust me, man, I've done it.

Now, when you have your photograph/texture picked out, enlarge it to your liking and tap the "Screen" option. This should make it appear transparent against the white and visible on your letters!

However, if your background is black, you should choose the "Multiply" option. The same effect should follow - transparent against the black and visible against the white text!

And voila! You have just created yourself a text overlay. And an adorably simple cover that looks cute and bombass at the same time; you're welcome *que smirk*

Lolz I hope this helped y'all! I will show you guys a more complex method of this a bit later on! And when that tutorial comes, make sure to have your cloak of patience on. You're gonna need it.

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as alwaaays, stay tuned for the next chapter!

kiss kiss, hug hug
-aly ;)