I. Word form:

1. "Creditor" in Direct debit method is the same as "...originator...." (originate)

2. It's difficult to calculate profit because of the ...uncertainty... of the future price. (certain)

3. At the end of the leasing contract, the machine belongs to the...lessor.... (lease)

4. When you allow the foreign banks to debit your account, you should make a note of the credit entry in your ...reconciliation....account. (reconcile)

5. He recovered stolen...valuable....the other day. (value)

6. The new product is of good quality, it's highly ...marketable...... (market)

7. Are these currencies ...convertible..... (convert)? (can be changed)

8. With so many...variable...., it's difficult to estimate the exact cost. (vary)

9. These buildings are in public...ownership... (own)

10. There is very little profit in selling home-made goods at present, business is...non-profit... (profit)

11. (consume)...Consumer.....credit enables a personal customer to buy on hire purchase.

12. In factoring (deal)...dealing ... the suppliers have to decide whether to give credit and if so how much and for how long .

13. If the supplier's invoices are not (pay) ...paid...the customers have the benefit of the goods without having to fund them.

14. Supplying on credit is like (provide)...providing....a loan.

15. Trade credit arises in situations of free (compete)...competition...where businesses compete with each other to supply the same goods at similar prices.

16. Those companies are not profitable under such an (effect) ...ineffective.... policy.

17. The staff in this bank work very hard , however their efforts seem to be (produce) ...unproductive... .

18. The economy was (balance) ...unbalanced...by over production.

19. Many of these economic terms are (comprehend) (= bảo trợ, bảo hộ) incomprehensible to ordinary people.

20. In trade late payments are (desire) (=mong muốn, ao ước) ...undesirable....but sometimes are (avoid) ...unavoidable.. .