II. Rewrite the following sentences:

1. I'm sorry now that I didn't apply for a business expansion loan.

- I'm sorry not to have applied for a business expansion loan

2. We may not be able to increase your agreed limit.

- Your application for an increase in your credit limit may have to be turned down (đáp án khác: not be accepted)

3. It's quite pointless to complain.

- There's no point in complaining

4. The workers only called off the strike after a pay offer.

- Only after of pay after did the workers call off the strike

5. The bank let me use my credit card for the first time last year.

- I was allowed to use credit card for the first time last year

6. Our personal loan hasn't been confirmed yet.

- We haven't received the confirmation of our personal loan

7. The clerk told me that my travellers' checks would be ready next Monday.

- According to the clerk, my traveller's checks would be ready next Monday

8. It's not certain that John will get the overdraft permission.

- It's open to question whether I will get the overdraft permission

9. Alan spent too much on this new house, and this led to his overdraft.

- Alan's overdraft was led by spending too much on this new house

10. A banker's draft will charge you at least $20.

- You won't be able send the money by banker's draft for less than $ 20

11. The central bank controlled inflation by imposing a credit squeeze on banking system.

- Inflation was controlled (by the central bank) by imposing

12. If you make any kind of investment you should learn as much as possible about how the money will be used.

- Before making any kind of interest, you should learn as much as possible about how the money will be used

13. They shared the profits equally.

- They divided the profits in equal shares

14. There are a lot of people trying to get this job.

- There is a strong competition for this job

15. Although we disagreed on details, we were in substantial agreement over the plan.

- In spite of our disagreement on details, we were in substantial agreement over the plan

16. People who don't have insurance have to pay for their own repairs.

- People without having insurance have to pay for their own repairs

17. If you lose your card, the maxi-mum liability you have to pay is 25 USD.

- In case you lose your card, the maxi-mum liability you have to pay is 25 USD

18." How long have they banked with you ". The bank clerk asked me.

- The bank clerk asked how long they had banked with me

19." Why don't you invest in this project?".

- He advised me to invest in that project

20. Two people have been fired for sleeping on the job so far.

- The management has fired two people because of sleeping on the job so far

21. He has just taken out a long-term loan from his bank.

-A long-term loan has just been taken out from his bank

22. They did not go to the bank as usual because they were ill.

-Because of being ill they did not go to the bank as usual

23. The loan is too big for him to pay back immediately.

- The loan is so big that he can not pay back immediately

24. Fill in the form and give it to the cashier.

-The bank clerk asked me to fill in the form and give it to the cashier

25. The director is the oldest in my bank.

- No one in my bank is older than my director

26. I have had a close relation with this bank for 5 years.

- I started to have a close relation with this bank for 5 years

27. I'm fond of the staff in this branch although they sometimes behave terribly.

- In spite of theirs terribly behaviors sometime I'm fond of the staff in this bank

28. My electricity bill is very big and I can not pay it off.

- My electricity is too big for me to pay it off

29. Her mother has never withdrawn money from ATMs before

- This is the first time her mother has withdrawn money from ATMs

30. "Please cross the mistakes out when you write a cheque" the bank clerk said.

- The bank clerk asked me to cross the mistakes out when i wrote a cheque